Terms of use
The terms for this site and for applying through it.
Last updated October 27, 2026
Consent to be contacted
“By checking this box, I agree that Open Hours Capital and up to 3 business funding providers it shares my information with may call and text me, including by automated means, at the number I gave, about business funding. My information may also be included in business contact lists sold later. Consent is not required to get funding. Reply STOP or email hello@openhourscapital.com to opt out at any time. See our Terms and Privacy Policy.”
Open Hours and up to 3 business funding providers it shares your information with may call and text you about business funding.
Calls and texts may use automated means and go to the number you gave on our form.
We contact you about your application by phone, text message or email.
Your information may also be included in business contact lists sold later.
Consent is not required to get funding.
Consent is not a condition of purchase.
Message and data rates may apply.
Reply STOP to any text to stop texts, tell any caller you want no more calls, or email us; we honor every request promptly.
To opt out by email, write to hello@openhourscapital.com.
We do not call or text outside 8am to 8pm in your local time.
The site
This website is operated by Open Hours Capital. Using it, or submitting an application through it, means you accept these terms and our privacy policy.
Who we are
Open Hours Capital matches your application with business funding providers. The company that funds you, if you accept an offer, is named in your agreement. We share your application with up to 3 business funding providers, and your information may also be included in business contact lists sold later.
Applications and offers
Submitting an application is a request to be considered for business financing. It is not an offer, an approval or a commitment by either side. All financing is subject to approval and underwriting, is for business use only, and is governed by the written agreement you sign, which states the amount, the total cost of financing, the payment schedule and all fees before you sign. You are under no obligation to accept any offer.
A merchant cash advance is a purchase of future receivables, not a loan.
Speed and amount statements
Statements such as same-day funding describe what is possible for approved applications on business days. They are not promises of timing, which depends on review, approval and bank processing. The amount range shown, $5,000 to $2,000,000, is the range considered, not what any applicant will receive.
Credit checks
Checking your options uses a soft credit inquiry that does not affect your credit score. By accepting an offer you authorize a hard inquiry and the verification of the information you provided.
Accuracy
You confirm that what you submit is true and complete and that you are authorized to apply on behalf of the business named.
Contact
Open Hours Capital. hello@openhourscapital.com.